The short answer

Up to £7,500 grant, or up to £9,000 with the rural uplift

For an eligible heat pump, the current scheme offers up to £7,500 as a grant. Qualifying rural and island homes can receive a further £1,500 uplift. An optional interest-free loan can help with eligible costs above the grant.

Funding at a glance

£7,500Maximum standard heat pump grant
£9,000Maximum grant with qualifying rural uplift
£7,500Optional interest-free heat pump loan

Important: funding is subject to eligibility, scheme availability and a written offer. FLO cannot approve funding and does not guarantee an award.

Who can currently apply?

The main Home Energy Scotland Grant and Loan route is aimed at owner-occupiers in Scotland. The property should be your existing home and your only or primary private residence. You do not need to receive benefits to apply.

  • The property is in Scotland.
  • You own and live in the home.
  • It is your only or primary private residence.
  • The proposed heat pump is an eligible whole-home system under the current terms.

Home Energy Scotland makes the final eligibility decision. Different support may apply to landlords, social housing, businesses or households referred through other schemes.

The right order: six practical steps

  1. 1

    Start with FLO and your home

    Share the postcode, property and current heating so funding questions stay attached to a real heat pump project.

  2. 2

    Check the live funding route

    Home Energy Scotland confirms household eligibility and whether the rural uplift applies to your address.

  3. 3

    Get a property-specific FLO proposal

    The system, emitter changes, cylinder, electrical work, installation scope and price should be set out clearly.

  4. 4

    Apply with the required information

    Use the FLO proposal and any other documents requested by the scheme. Funding remains subject to availability.

  5. 5

    Wait for the written offer

    Do not ask FLO to begin work before Home Energy Scotland issues its written funding offer.

  6. 6

    Complete the project with FLO

    Once the offer and final scope are agreed, FLO installs, commissions and supplies the project documentation.

What does the rural uplift mean?

Qualifying remote rural, island and certain off-gas accessible rural areas can receive an additional £1,500. That can increase the heat pump grant from £7,500 to £9,000 and the combined heat pump grant-and-loan ceiling from £15,000 to £16,500.

The classification is defined by the Scottish Government rather than by the installer. Home Energy Scotland can confirm whether your address qualifies.

Why start the funding conversation with FLO?

A grant figure does not tell you whether a heat pump suits the home, what the complete system will cost or which heating changes are needed. Starting with FLO keeps the funding question connected to a real design and quote instead of leaving you to find an installer afterwards.

Read the detailed Scottish heat pump grant eligibility guide, or use the funding-aware enquiry when you want FLO to look at your own property.

Common funding questions

How much heat pump grant funding is available?+

The current Home Energy Scotland scheme offers eligible homeowners up to £7,500 as a heat pump grant. A £1,500 rural and island uplift can increase the grant to £9,000.

Is there also a loan?+

An optional interest-free loan of up to £7,500 may be available alongside the standard heat pump grant, subject to the scheme terms and an administration fee.

Can work start before I apply?+

No. Home Energy Scotland says you must receive a written funding offer before work starts. An application alone does not reserve funding.

Can the grant fund a replacement heat pump?+

The current terms say replacement heat pumps are not eligible for grant funding, though loan support may be considered case by case.

Independent sources

Scheme rules and guidance can change. Check these sources before making a financial or planning decision.